Coverage for bodily injury, property damage from business operations, incidents on the lot and while vehicles are in your care.

Includes Dealer Needs Analysis (DNA) specialty coverage for consumer litigation and management solutions, including Cyber, D&O, Fiduciary and Employment Practices Liability Insurance (EPLI) to help address employee claims and related legal costs.

Medical care, disability, rehabilitation and survivor benefits for workplace injuries.

Aligns with state regulations; we help audit exposure, select carriers, and structure programs that reduce total cost of risk and liability.

Protects inventory stored against high-impact risks. Coverage for weather, theft, collision and other lot exposures that can materially affect loss ratios and insurance costs.

Strengthen revenue and protect customers beyond the sale. 

Expert coverage guidance across vehicle financing, extended service contracts, GAP and custom products —built to enhance customer satisfaction while supporting dealership compliance and profitability.

A proactive framework to minimize operational exposures.

Tailored insurance and loss-control programs addressing inventory damage, liability claims, employee safety, regulatory compliance and vendor oversight—with dashboards for trend visibility.

Attract and retain talent with industry-aligned benefits.

Integrated benefits strategy for key personnel and the broader team—connecting financial, human capital and compliance goals with long-term partnership and measurable outcomes.

Carlos brings more than 20 years of experience in automotive operations, insurance, and consulting. He specializes in dealer-specific risk solutions and has held leadership roles at Zurich North America, Polymath Automotive Consulting and multiple dealership groups. Carlos is known for driving growth through strategic marketing, operational efficiency, and tailored insurance programs.